Understanding the Extras with Value at St. Louis Auto Stop

Posted on August 29, 2011 by Addison Craig

Even in the St. Louis used car market, there are so many options to test and explore. The ‘extras’ that are added on to vehicles are often a matter of choice for comfort and personal style plus convenience.

However, when you are selecting your next used St. Louis Auto Stop vehicle, you may want to not only consider what you want in your car but also what vehicle extras will retain their value, giving you a leg up when you choose to later sell or trade in your vehicle.

St. Louis Auto Stop experts can help you find the vehicle that features all the extras you want. Pay attention to the things that will keep their value and which can lose their worth over time.

The extras that tend to keep their value include:

•   Cruise control
•   Power seats
•   Power locks
•   Power windows
•   Air conditioning systems

The vehicle extras that may not hold up their value as much include:

•   Specialty stereo systems
•   GPS navigation systems
•   Media and entertainment packages

Typically it is the technological trends that tend to lose their value because drivers can’t always keep up with the technology curve. While you should certainly select the options you desire for your next vehicle, just consider what options can take you further when you plan to sell or trade up for another St. Louis Auto Stop vehicle.

St. Louis Auto Stop Helps First-Time College Students Finance Their Ride

Posted on June 29, 2011 by Addison Craig

For college students about to set out for college for the first time St. Louis Auto Stop has great options for financing a vehicle you need to get you there. Many recent high school graduates have not yet established a credit history due to their lack of financing needs but when it comes time for a vehicle, it can be hard to get an auto loan without that established credit.

St. Louis Auto Stop’s dealership not only has the vehicles you want to drive, we also make it simple to qualify for auto financing using factors outside of credit scores. Since many soon to be college students do not have enough of a credit history established, we can work with them to set up the right loan for the right vehicle.

For other college students that may have experienced financial hardships early in life that have negatively impacted credit scores, St. Louis Auto Stop still has the means to be of assistance financially. Bad credit is often a blocker for auto financing but our financial department knows that sometimes bad credit happens to good people.

If you are a first-time college student or are anticipating graduating college soon and are in need of a new vehicle, stop by St. Louis’ Auto Stop dealership and check out our large selection of reliable, quality vehicles. Visit with our reputable financial service department to find out how we can help you succeed in your new life with your next Auto Stop vehicle.

St. Louis Auto Stop Understands Bad Credit Happens

Posted on June 20, 2011 by Addison Craig

If you have recently checked your credit score and found you do not have an ideal number, it does not necessarily mean you can not find an affordable car or dealership financing. Bad credit happens to a lot of consumers for a variety of reasons. Just because there are negative marks on your credit history does not mean you are out of luck for a car loan.

At St. Louis Auto Stop we specialize in helping drivers get the financing they need for their auto loan. There are many reasons that financial issues have come up in your life. Medical emergencies and being out of work due to these health issues is a situation we see often. These unexpected expenses can wreak havoc on even the best money management systems. High medical bills and prescription costs can get quickly out of control, making it hard to make other ends meet sufficiently.

One thing our finance department wants to know is that you have the financial capabilities to repay your auto financing now that you have recovered. A stable job is important and your credit history is not the only factor we will consider.

If you have experienced unavoidable issues in the past that caused your finances to spin out of control temporarily, visit St. Louis Auto Stop and fill us in on your story. We take into consideration all aspects of your financial life when approving you for a loan.

Honesty is a good policy because we want to help you in any way we can. Today, transportation is an important aspect of earning a steady income. If you need a vehicle to get you back and forth to work, stop by our St. Louis Auto Stop dealership and let our financial department work with you towards your next used vehicle.

Credit Histories Not the Only Factor in St. Louis Auto Loan Approval

Posted on June 4, 2011 by Addison Craig

There are still some consumers who do not have an established credit history. The reasons for this vary but many people mistakenly believe that no credit means no auto loans. At St. Louis Auto Loans, we are dedicated to helping our customers achieve their dream of owning a vehicle. We work with our customers to secure the right car loan for their needs even if they have had credit issues in the past or if they have not established credit yet. We are happy to work with first-time buyers who have not yet established credit or had an auto loan in the past. Limited credit issues can be worked through to successful auto financing.

The good thing about getting auto financing is that a St. Louis Auto loan can go a long way to helping you establish a good credit foundation. If you have limited credit now, paying your auto loan each month on time can give you a good start to excellent credit. Not all lenders are as flexible about financing so it pays to take advantage of the ability to create a credit history as early in life as you can.

St. Louis Auto Stop has financing options for all consumers looking for a reliable vehicle with the right options inside. Our sale staff are experts at finding just the right vehicle for each visitor to our lot. If you were not sure of what kind of vehicle you could buy with limited credit, allow our financial department the ability to show you what we have to offer.

Don’t let limited or no credit history stop you from getting the car you need to earn income. We are here to help and know that you are not the only one with credit concerns. We’ll be happy to answer your questions and find the right auto loan for you.

Geo Models – An Intro to the Geo Metro

Posted on February 25, 2011 by Addison Craig

The Geo Metro is the next car we’re reviewing in our series of introductions to Geo Models in St. Louis, MO. The Metro, a small car based on a Suzuki model called the Cultus was on the market from 1989 to 2001, and built as a joint effort between General Motors and Suzuki. From 1989 to 1997 it was branded as the Geo Metro, and between 1998 and 2001 was called the Chevrolet (or Chevy) Metro.

The Geo Metro came in a number of different variations. There are three generations of the vehicle, and four different body styles. Customers can choose from a 3 door hatchback, a four door sedan, a 5 door hatchback, and a 2 door convertible model.

The Metro was an early model of car to be converted to a full electric engine by a company in Massachusetts called Solectria, who then sold the vehicles as the Solectria Force and Solectria EV. These models featured a 3-phase AC induction motor, and the battery was based on gel lead acid models.

The Metro was actually profiled by Car and Driver magazine in 2009. In an article about fuel efficiency of new cars, the Geo Metro was compared with redesigned models of the Toyota Prius and Honda Insight. Although not as richly featured as these new vehicles, the Metro tied the Prius for the best overall fuel economy – a rating of a very impressive 42 miles per gallon. Given it’s small size and outstanding fuel economy, the Metro is a great car for city dwellers who need to park in small spaces, and lose a lot of efficiency due to stop-and-go traffic.