This is The Test post by Kunal Khurana
This is The Test post by Kunal Khurana
This is The Test post by Kunal Khurana
This is Test post by Kunal Khurana
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Used Car Financing – A Table of Credit Scores
We’ve talked a lot about credit scores and how they affect you if you’re looking for bad credit car financing in St. Louis. And we’ve spent a lot of time explaining the ins and outs of credit scores.
Now that we’ve gone into the details, we thought it might be useful for us to give you a quick reference tool. A table of different credit scores and where they are generally considered to fall (good, subprime, bad, etc.).
Here’s our quick credit score reference table.
Super Prime Credit Scores
• FICO Score of 740 or greater
• Vantage Score of 801-999
Prime Credit Scores
• FICO Score of 680-739
• Vantage Score of 701-800
Non-Prime Credit Scores
• FICO Score of 620-679
• Vantage Score of 641-700
Sub Prime Credit Scores (getting into the bad credit car loan area)
• FICO Score of 550-619
• Vantage Score of 601-640
Deep Subprime Credit Scores
• FICO Score less than 550
• Vantage Score between 501-600
As noted in the table, once you start to dip into the realm of sub prime credit scores, it’s a good idea to at least keep the idea of a bad credit car loan on your radar. They’re useful tools for people who have had a rocky credit history, and may be the difference between getting a vehicle and not getting one. They’re not the best solution for everyone who’s car shopping, but it’s good to know they’re out there. And if you pay on time consistently, you could be rebuilding your credit along the way.
Geo Models – An Intro to the Geo Metro
The Geo Metro is the next car we’re reviewing in our series of introductions to Geo Models in St. Louis, MO. The Metro, a small car based on a Suzuki model called the Cultus was on the market from 1989 to 2001, and built as a joint effort between General Motors and Suzuki. From 1989 to 1997 it was branded as the Geo Metro, and between 1998 and 2001 was called the Chevrolet (or Chevy) Metro.
The Geo Metro came in a number of different variations. There are three generations of the vehicle, and four different body styles. Customers can choose from a 3 door hatchback, a four door sedan, a 5 door hatchback, and a 2 door convertible model.
The Metro was an early model of car to be converted to a full electric engine by a company in Massachusetts called Solectria, who then sold the vehicles as the Solectria Force and Solectria EV. These models featured a 3-phase AC induction motor, and the battery was based on gel lead acid models.
The Metro was actually profiled by Car and Driver magazine in 2009. In an article about fuel efficiency of new cars, the Geo Metro was compared with redesigned models of the Toyota Prius and Honda Insight. Although not as richly featured as these new vehicles, the Metro tied the Prius for the best overall fuel economy – a rating of a very impressive 42 miles per gallon. Given it’s small size and outstanding fuel economy, the Metro is a great car for city dwellers who need to park in small spaces, and lose a lot of efficiency due to stop-and-go traffic.