Available Options for Bad Credit Auto Financing: Advice from St. Louis Auto Stop

Posted on July 22, 2011 by Addison Craig

When you have had credit problems in the past, financing a vehicle may seem like an unachievable goal. Not all dealerships or lenders are willing to offer financing for those with bad credit histories but at St. Louis Auto Stop we are ready to help give you options and are more than willing to get you into the vehicle of your choice on the very day you visit our dealership.

Bad credit financing is possible and we have several options through our experienced financial department for solving credit dilemmas. We know that today’s economy makes it tough for drivers to get the vehicle they need to keep earning income.

Even if you don’t know where you stand credit-wise, we can help you review your credit history and recommend the right financial options for your situation. With the many financing options available at St. Louis Auto Stop’s dealership, we make our customers comfortable and help with the decision process to make the right financial choices.

We have many financing options even for used vehicles which may be harder to get from other lenders and St. Louis dealerships. We have the confidence we can put you in the vehicle that meets your needs and have many fuel-efficient, cost-effective vehicles in the lot you can drive home in on the same day.

Credit problems do not automatically mean you have no future for financing a vehicle. In fact, securing an auto loan is a good way to improve your credit rating. Keep making on time payments and eliminate other debts and you can boost your credit score significantly. Stop by our St. Louis dealership and we’ll show you how possible it is to get financing and improve your credit.

How to Find the Right Used Car for Your Life: Tips from St. Louis Auto Stop

Posted on July 18, 2011 by Addison Craig

Find the right used vehicle for you can be difficult because there are so many more choices out there today than in decades past. Consumers have a tougher job finding the right fit, style, and other assets today’s cars offer but our experienced sales staff at St. Louis Auto Stop dealership can certainly help make the decision less of a hassle.

At St. Louis Auto Stop dealership, we pride ourselves on helping our customers find an affordable vehicle that meets their needs, even if they have experienced credit problems in the past. We know that we can put you in a vehicle you love at a price you can afford.

We recommend doing a little homework before coming to the lot. Look around at the different makes, models, and styles that are available and get an idea of what suits your lifestyle. Do you need a larger vehicle to accommodate a growing family? Are you in the market for a fuel-efficient vehicle for your work commute? Whatever needs you have, we make it a priority to meet those needs.

Once you make it to our St. Louis dealership, we encourage you to test drive the vehicles you have in mind to see how they fit. It is important to be comfortable in the vehicle you drive so make plans to test drive several vehicle types before making your decision. Test out what you like best and make a more informed choice.

After you’ve had time to check out the large selection of our lot, we make it easy to deal with the financial matters if you need to finance your next vehicle without having to leave the lot. Our experienced financial department will be able to assist your financing needs and answer your auto loan questions on the spot. There is no need to go anywhere else for a great vehicle or auto loan assistance. Even with credit issues from the past, we make it easy to drive home in your next pre-owned vehicle today.

How to Save Up a Down Payment for Your St. Louis Auto Stop Purchase

Posted on July 8, 2011 by Addison Craig

A good way to make your next St. Louis Auto Stop vehicle purchases more cost-effective is to plan to save beforehand. With a good down payment, your monthly vehicle note can be more affordable and you can drive off our lot with exactly the kind of vehicle you want and need.

We’ve got a whole range of vehicle selections on our St. Louis dealership lot – from sport utility vehicles, sports cars, and family-friendly vehicles. As soon as you know that a new vehicle is in your future, start tucking away some cash to be used as a down payment.

While it can be tough to make ends meet, it is important to ensure that you are setting aside what you can in order to make a healthy down payment. Here are some St. Louis Auto Stop’s financial tips to make it easier:

Automate Savings
You may consider automating some of your paycheck into an interest-earning savings account for a few months. Allow the regular payments to accrue over time and when you are ready for your next vehicle, you may be surprised to learn how quickly $50 or $100 a paycheck can add up.

Cut Expenses
If you want a new vehicle, you may start saving by cutting out some of your monthly expenses. Reduce the cost of your cable package by downgrading to a smaller price. Stop going out to eat each week. Limit your family entertainment to rented movies at home instead of costly theater trips. Finding little ways to cut expenses can allow you to save more towards your down payment plans.

Add Income
Find sources of supplemental income that can help you add more savings toward your vehicle purchase goals. Sell crafts you may, offer landscaping services in your neighborhood, or take a second part time job to help you earn more towards your next vehicle.

Improve Credit
Take time to review your credit report and credit score. Start making all of your bill payments on time each month and don’t overextend yourself on credit. By cleaning up your credit a little bit at a time, you will end up saving money in the long run.

Know How Much Car Is In Your Budget With Help From St. Louis Auto Stop

Posted on July 5, 2011 by Addison Craig

When you are looking for a used St. Louis vehicle and have credit concerns that are giving you some trouble, you can rely on the experience of the finance department at St. Louis Auto Stop. We realize that credit mistakes of the past can still haunt you today so we’ve made it easier to explore your options for bad credit auto financing.

One of the important aspects of getting a vehicle while you are working under budgetary guidelines is knowing how much car you can afford. It is best to sit down and look over your budget to find a reasonable monthly payment you can work with for your next vehicle. It is important to find the amount guidelines you need to stick with to ensure that you can make your payment each and every month. If not, you stand the risk of losing your vehicle and damaging your credit profile even more.

Once you have a good idea of how much you can afford to spend on a vehicle note, come to our St. Louis Auto Stop dealership and let our experienced sales personnel help you select the vehicle that matches your pricing guidelines. We can show you the vehicles within your budget and will encourage you to take a test drive of several vehicle models until you find the one you are most comfortable driving and paying for each month.

Adding even more convenience, we are able to handle all of your financing concerns on the day you come to select your next vehicle. Our experienced financial department is ready and able to explore the many financing options you need based on your credit background. We are experts at helping those with bad credit histories get back on their financial feet and get the vehicle they need for their daily lives.

St. Louis Auto Stop Helps First-Time College Students Finance Their Ride

Posted on June 29, 2011 by Addison Craig

For college students about to set out for college for the first time St. Louis Auto Stop has great options for financing a vehicle you need to get you there. Many recent high school graduates have not yet established a credit history due to their lack of financing needs but when it comes time for a vehicle, it can be hard to get an auto loan without that established credit.

St. Louis Auto Stop’s dealership not only has the vehicles you want to drive, we also make it simple to qualify for auto financing using factors outside of credit scores. Since many soon to be college students do not have enough of a credit history established, we can work with them to set up the right loan for the right vehicle.

For other college students that may have experienced financial hardships early in life that have negatively impacted credit scores, St. Louis Auto Stop still has the means to be of assistance financially. Bad credit is often a blocker for auto financing but our financial department knows that sometimes bad credit happens to good people.

If you are a first-time college student or are anticipating graduating college soon and are in need of a new vehicle, stop by St. Louis’ Auto Stop dealership and check out our large selection of reliable, quality vehicles. Visit with our reputable financial service department to find out how we can help you succeed in your new life with your next Auto Stop vehicle.